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    <loc>https://financialsentiments.com/blog</loc>
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    <lastmod>2026-03-27</lastmod>
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      <image:title>Blog</image:title>
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    <loc>https://financialsentiments.com/blog/2026/3/27/jurassic-world-part-iii-net-present-value</loc>
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    <lastmod>2026-03-27</lastmod>
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      <image:title>Blog - Jurassic World Part III: Net Present Value - Make it stand out</image:title>
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      <image:title>Blog - Jurassic World Part III: Net Present Value - Make it stand out</image:title>
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      <image:title>Blog - Jurassic World Part III: Net Present Value - Make it stand out</image:title>
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      <image:title>Blog - Jurassic World Part III: Net Present Value - Make it stand out</image:title>
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      <image:title>Blog - Jurassic World Part III: Net Present Value - Make it stand out</image:title>
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      <image:title>Blog - Jurassic World Part III: Net Present Value - Make it stand out</image:title>
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  <url>
    <loc>https://financialsentiments.com/blog/2026/3/11/surprised-but-not-surprised</loc>
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    <lastmod>2026-03-12</lastmod>
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  <url>
    <loc>https://financialsentiments.com/blog/2025/7/15/four-paths-to-15-million-a-time-value-of-money-case-study</loc>
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    <priority>0.5</priority>
    <lastmod>2025-07-15</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/7251f2c4-0acc-4f46-b973-3d54548c730b/TVM+Saver.jpg</image:loc>
      <image:title>Blog - Four Paths to $1.5 Million: A Time Value of Money Case Study - Make it stand out</image:title>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Four Paths to $1.5 Million: A Time Value of Money Case Study - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://financialsentiments.com/blog/2025/6/26/what-elk-hunting-teaches-about-retirement-risk</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/02f9f65c-1ec2-4f16-b7cb-a585c857600e/elk+hunting.png</image:loc>
      <image:title>Blog - What Elk Hunting Teaches About Retirement Risk - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/90bfbc61-b197-420f-9602-e928ce4d69de/global+returns.png</image:loc>
      <image:title>Blog - What Elk Hunting Teaches About Retirement Risk - Make it stand out</image:title>
      <image:caption>Source: 30% MSCI EAFE Index (net div.), 70% S&amp;P 500 Index. Total Return in USD</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/0feba795-6f1a-451b-8535-b620ea64dcd6/real+and+reverse.jpg</image:loc>
      <image:title>Blog - What Elk Hunting Teaches About Retirement Risk - Make it stand out</image:title>
      <image:caption>Source: MacroTrends.net -  Performance is calculated as the % change from the last trading day of each year from the last trading day of the previous year.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/3fad654f-672f-4569-9b31-f333aed2433c/real+us+real+global+real+6040.jpg</image:loc>
      <image:title>Blog - What Elk Hunting Teaches About Retirement Risk - Make it stand out</image:title>
      <image:caption>Real S&amp;P: MacroTrends.net -  Performance is calculated as the % change from the last trading day of each year from the last trading day of the previous year. Real 100 Global: 30% MSCI EAFE Index (net div.), 70% S&amp;P 500 Index. Total Return in USD. Real 60/40 Global: 18% MSCI EAFE Index (net div.), 42% S&amp;P 500 Index, 40% Lehman Brothers US Government/Credit Intermediate Index. Total Return USD.</image:caption>
    </image:image>
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  <url>
    <loc>https://financialsentiments.com/blog/2025/5/26/case-study-what-account-to-withdraw-from</loc>
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    <lastmod>2025-06-26</lastmod>
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      <image:title>Blog - Case Study: Which Account to Withdraw From? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Case Study: Which Account to Withdraw From? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/38d84540-65db-445d-a0b4-2c7105c1e764/Total+exp.jpg</image:loc>
      <image:title>Blog - Case Study: Which Account to Withdraw From? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Case Study: Which Account to Withdraw From? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://financialsentiments.com/blog/2025/5/20/us-credit-downgraded-what-now</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/f3136f6d-4315-4769-88d9-6deb7241f69b/uncle+sam+budget.jpg</image:loc>
      <image:title>Blog - U.S. Credit Downgraded, Now What? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/7de27caa-f05a-4181-8454-56eeefd72a54/Federal+Deficits.png</image:loc>
      <image:title>Blog - U.S. Credit Downgraded, Now What? - Make it stand out</image:title>
      <image:caption>Source: 2019-2023 from FiscalData.Treasury.gov ; 2024 from the Congressional Budget Office.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/507f888a-8ea9-45cd-aa0b-3f3ef14967b4/Federal+Budget.png</image:loc>
      <image:title>Blog - U.S. Credit Downgraded, Now What? - Make it stand out</image:title>
      <image:caption>Source: Congressional Budget Office, values in trillions of dollars.</image:caption>
    </image:image>
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  <url>
    <loc>https://financialsentiments.com/blog/2025/5/4/what-is-risk</loc>
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    <lastmod>2025-05-07</lastmod>
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  <url>
    <loc>https://financialsentiments.com/blog/2025/4/14/q1-2025-market-review-amp-tariffs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-14</lastmod>
    <image:image>
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      <image:title>Blog - Q1 2025: Market Review &amp;amp; Tariffs - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>Blog - Q1 2025: Market Review &amp;amp; Tariffs - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/428a0a1b-a56c-4548-96ee-2af50abca6a3/Distribution+of+Returns.png</image:loc>
      <image:title>Blog - Q1 2025: Market Review &amp;amp; Tariffs - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://financialsentiments.com/blog/2025/3/17/mistakes-ive-seen</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/38469642-262a-44bb-81a1-04086d5f2e72/RC+27.jpg</image:loc>
      <image:title>Blog - Mistakes I've Seen - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/af119c72-363f-469b-b70c-2cda4a2b9fed/tvm2.jpg</image:loc>
      <image:title>Blog - Mistakes I've Seen - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/21f0b334-167f-4696-b940-8951790ed896/SPIVA.png</image:loc>
      <image:title>Blog - Mistakes I've Seen - Make it stand out</image:title>
      <image:caption>This data is as of 12/31/2024</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/70994b0d-e3f5-4f50-90c8-41340305bcbe/market+timing.png</image:loc>
      <image:title>Blog - Mistakes I've Seen - Make it stand out</image:title>
      <image:caption>Source: Dimensional Fund Advisors</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2025/3/2/book-review-2024</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-18</lastmod>
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      <image:title>Blog - Book Review: 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Book Review: 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Book Review: 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Book Review: 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2025/2/28/redux-another-lesson-in-resiliency</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/58c14b95-e708-4110-95cd-27b9b036b1a0/resiliency-lesson-Nicholas-Haberling-HFG-Trust.jpg</image:loc>
      <image:title>Blog - Redux: Another Lesson in Resiliency - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2024/10/24/your-portfolio-elections-and-animal-sacrifices</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/492d6c72-3ef7-4c03-801c-2d5190207d21/Pausanias.jpg</image:loc>
      <image:title>Blog - Your Portfolio, Elections, and Animal Sacrifices - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/a73e363e-5cb9-4bbb-a266-0e6935db88bb/Election+Year+Returns.png</image:loc>
      <image:title>Blog - Your Portfolio, Elections, and Animal Sacrifices - Make it stand out</image:title>
      <image:caption>Source: Avantis Investors</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2023/12/22/book-review-2023</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Book Review 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Book Review 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Book Review 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/d245320c-7e1f-4ac7-8694-c148fe6b567b/Duds.png</image:loc>
      <image:title>Blog - Book Review 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2023/12/19/investing-in-2023-nothing-is-average-but-plenty-of-things-are-normal</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/2b3135d4-f46c-4884-a933-e002ccafe5ad/duck+hunt+v2.png</image:loc>
      <image:title>Blog - Investing in 2023: Nothing is Average, but Plenty of Things are Normal - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/437ade55-e3d4-49b1-84c1-e80ce86c444d/401k+balance.png</image:loc>
      <image:title>Blog - Investing in 2023: Nothing is Average, but Plenty of Things are Normal - Make it stand out</image:title>
      <image:caption>Returns are from the Russell 3000.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/8afa3afe-68a3-42ea-8406-9c46b3f3a832/Mag+7+performance.png</image:loc>
      <image:title>Blog - Investing in 2023: Nothing is Average, but Plenty of Things are Normal - Make it stand out</image:title>
      <image:caption>Data Source: Morningstar</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/3fd80581-61fd-4df7-95f0-2c4a27e12a1c/wall+street+target.png</image:loc>
      <image:title>Blog - Investing in 2023: Nothing is Average, but Plenty of Things are Normal - Make it stand out</image:title>
      <image:caption>Source: Yahoo Finance; On 12/19/2023 the S&amp;P 500 is at 4,768.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2023/11/16/maximizing-your-charitable-legacy-smart-strategies-for-tax-efficient-estate-planning</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/09716c02-3248-41b7-9a61-1a5c639cc031/JoB+Picture.jpg</image:loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/7e6dd1ff-a3db-482a-aadf-6d0a2306c544/Will+and+IRA+v1.png</image:loc>
      <image:title>Blog - Maximizing Your Charitable Legacy: Smart Strategies for Tax-Efficient Estate Planning - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1c975c42-1420-48f9-bcce-f89fbf9cc6f7/Will+and+IRA+v2.png</image:loc>
      <image:title>Blog - Maximizing Your Charitable Legacy: Smart Strategies for Tax-Efficient Estate Planning - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2023/8/31/roth-conversions-looking-back-at-2022-and-beyond</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/a813e0ec-38f5-4496-986b-c7fc1b0f9327/roth+conversion.jpg</image:loc>
      <image:title>Blog - Roth Conversions: Looking Back at 2022 and Beyond - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/0996981b-9ed7-49fc-8137-9b52f7e4fa0d/2022+returns.png</image:loc>
      <image:title>Blog - Roth Conversions: Looking Back at 2022 and Beyond - Make it stand out</image:title>
      <image:caption>Source: Bloomberg; CRSP Indices</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/a813e0ec-38f5-4496-986b-c7fc1b0f9327/roth+conversion.jpg</image:loc>
      <image:title>Blog - Roth Conversions: Looking Back at 2022 and Beyond - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/c03ebca6-1eab-462b-bc6f-ced3a4418dc6/2022+starting+balance.jpg</image:loc>
      <image:title>Blog - Roth Conversions: Looking Back at 2022 and Beyond - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/3ed2c614-a6db-4409-a64c-9b3b875d381a/2022+balance.png</image:loc>
      <image:title>Blog - Roth Conversions: Looking Back at 2022 and Beyond - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/06ba16e8-cf18-4258-b64d-4cd61be8141c/2022+conversion.png</image:loc>
      <image:title>Blog - Roth Conversions: Looking Back at 2022 and Beyond - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/c01dd351-374c-45b9-9fe6-b232cac263cd/2023+balance.png</image:loc>
      <image:title>Blog - Roth Conversions: Looking Back at 2022 and Beyond - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/826eab0c-b115-41e9-a20f-291fcd8d5008/2033+balances.png</image:loc>
      <image:title>Blog - Roth Conversions: Looking Back at 2022 and Beyond - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2023/7/21/ai-and-the-magnificent-seven</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-07-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/0bde3939-fac7-471c-887b-51fa09f6211e/the+magnificent+seven.jpg</image:loc>
      <image:title>Blog - AI and The Magnificent Seven - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/75b65a9a-1771-4950-80e9-9beeeb8cef0e/Halo+CE+and+Halo+Infinite.jpg</image:loc>
      <image:title>Blog - AI and The Magnificent Seven - Make it stand out</image:title>
      <image:caption>Halo CE (2001) vs Halo Infinite (2021). Source: Microsoft</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/e6b78fa1-7fc2-4a1a-812c-a33dc150bcf7/stock+concentration+of+returns.jpg</image:loc>
      <image:title>Blog - AI and The Magnificent Seven - Make it stand out</image:title>
      <image:caption>Source: Morningstar: https://www.morningstar.com/markets/5-charts-about-super-concentrated-stock-market</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/32a79d2c-63ee-4bd2-b674-cf2f116648d4/magnificent+seven+returns.jpg</image:loc>
      <image:title>Blog - AI and The Magnificent Seven - Make it stand out</image:title>
      <image:caption>Source: HFG Trust</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/feb3d37e-063d-4c8b-ad49-cbc65a7986e0/missing+market+days.jpg</image:loc>
      <image:title>Blog - AI and The Magnificent Seven - Make it stand out</image:title>
      <image:caption>Source: Dimensional Fund Advisors</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2023/5/30/its-always-judgment-day</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/c512825a-1b54-410e-bd0e-aeebba1cf10c/Judgment+Day.jpg</image:loc>
      <image:title>Blog - It's Always Judgment Day - Make it stand out</image:title>
      <image:caption>Image created with Midjourney AI</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/3200efdb-c08f-4353-9efb-473efd7c4873/JP+2018.png</image:loc>
      <image:title>Blog - It's Always Judgment Day - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/9943ae55-9190-4227-94e1-95ce114fa8c0/JP+2020.png</image:loc>
      <image:title>Blog - It's Always Judgment Day - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/5cc23fac-2177-4d3f-90de-f37ae992bfb4/Vanguard+Advisor+Alpha.png</image:loc>
      <image:title>Blog - It's Always Judgment Day - Make it stand out</image:title>
      <image:caption>Source: https://advisors.vanguard.com/iwe/pdf/IARCQAA.pdf</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/a2ee2387-3555-434b-a00f-d2ae1285a83c/covid.png</image:loc>
      <image:title>Blog - It's Always Judgment Day - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/cf14c00d-6641-44ee-b456-3ff703155f9b/skynet+3.png</image:loc>
      <image:title>Blog - It's Always Judgment Day - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/7948e908-78d3-4bea-84d5-8cef220c0e2d/rating+downgrade+2011.png</image:loc>
      <image:title>Blog - It's Always Judgment Day - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/a69c04b5-4a0b-41bd-9e10-178473572802/gfc.png</image:loc>
      <image:title>Blog - It's Always Judgment Day - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/978689a0-0b06-4b1b-aa90-43f1064701f4/skynet+2.png</image:loc>
      <image:title>Blog - It's Always Judgment Day - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/22f03e7d-e46d-4df9-a34b-25a9bd3b431e/september+11.png</image:loc>
      <image:title>Blog - It's Always Judgment Day - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/ef90b190-441a-4fa1-9677-309ff6914a34/skyneyt+1.png</image:loc>
      <image:title>Blog - It's Always Judgment Day - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/dc5472df-3e0d-4343-a63d-f4a821715acc/saddam.png</image:loc>
      <image:title>Blog - It's Always Judgment Day - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/97346f2d-2f02-43a0-aafb-d6cd77fcbf86/soviet.png</image:loc>
      <image:title>Blog - It's Always Judgment Day - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2023/4/18/why-do-we-own-stocks-part-iii-the-modern-portfolio</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/f07538af-a50e-4f3b-b56e-dac87ca78b5c/Global.jpg</image:loc>
      <image:title>Blog - Why Do We Own Stocks Part III: The Modern Portfolio - Make it stand out</image:title>
      <image:caption>Source: Morningstar Direct, HFG Trust</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/f135c05d-f790-41aa-a0af-dff766667ca6/FV.png</image:loc>
      <image:title>Blog - Why Do We Own Stocks Part III: The Modern Portfolio - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/21c77dea-d3d9-43de-aa1f-13ee410d34fc/Stocks+v+Bonds.jpg</image:loc>
      <image:title>Blog - Why Do We Own Stocks Part III: The Modern Portfolio - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/6885ecad-6f37-4243-88a2-a03e0fb47760/MSFT.jpg</image:loc>
      <image:title>Blog - Why Do We Own Stocks Part III: The Modern Portfolio - Make it stand out</image:title>
      <image:caption>Source: Macrotrends.net</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/f790b046-f787-4363-86e9-44b3973024b7/Diversification.png</image:loc>
      <image:title>Blog - Why Do We Own Stocks Part III: The Modern Portfolio - Make it stand out</image:title>
      <image:caption>Source: HFG Trust</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2023/4/11/life-finds-a-way</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/4246ced2-734e-4d34-bae6-53654ee7b305/Life+Finds+a+Way.png</image:loc>
      <image:title>Blog - Life Finds a Way - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/dbd1577a-1e4a-4f9f-bb23-c11cf77c5f21/Blue.jpg</image:loc>
      <image:title>Blog - Life Finds a Way - Make it stand out</image:title>
      <image:caption>Blue the Velociraptor</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/f0af740e-8c46-4467-93b3-edcb5029781d/2022.png</image:loc>
      <image:title>Blog - Life Finds a Way - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/16128ec6-a7fd-46f9-ab15-928b00c17927/exhibit+1.jpg</image:loc>
      <image:title>Blog - Life Finds a Way - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/5f288b1e-765f-45c8-9508-18281a35b2a2/exhibit+2.jpg</image:loc>
      <image:title>Blog - Life Finds a Way - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2023/2/21/unforced-errors</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/f3a94847-4ce7-4a7e-a841-644dc188c61a/Traveling+Violation.jpg</image:loc>
      <image:title>Blog - Unforced Errors - Make it stand out</image:title>
      <image:caption>Source: referee.com; Photo Credit: Jack Kapenstein</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/f29e5017-c51a-4d95-b60c-94fa00177ee4/SPIVA+US.jpg</image:loc>
      <image:title>Blog - Unforced Errors - Make it stand out</image:title>
      <image:caption>Source: https://www.spglobal.com/spdji/en/research-insights/spiva/#us</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/99ae8665-9e3e-48d4-83eb-a6e51c9808c1/Reacting+Can+Hurt+Performance.jpg</image:loc>
      <image:title>Blog - Unforced Errors - Make it stand out</image:title>
      <image:caption>Source: Dimensional Fund Advisors</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/6a31c609-03cb-4d0b-849d-ffeef7aee632/Perfection.jpg</image:loc>
      <image:title>Blog - Unforced Errors - Make it stand out</image:title>
      <image:caption>Source: https://www.statista.com/statistics/1235410/france-distribution-of-electricity-production-by-source/</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2022/11/27/p-i-g</loc>
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      <image:title>Blog - Book Review 2022 - Make it stand out</image:title>
      <image:caption>There is a non-zero chance I will have a T-Rex skull replica in my office someday. The jury is still out whether it’ll be at my work or home office. Photo: Horrible Bosses 2</image:caption>
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    <loc>https://financialsentiments.com/blog/2022/10/26/the-family-board-meeting</loc>
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      <image:caption>Chairman of the Board, Elias, closing the first annual family board meeting.</image:caption>
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    <loc>https://financialsentiments.com/blog/2022/10/25/featured-choose-the-right-vehicle-to-drive-college-savings-planning</loc>
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    <loc>https://financialsentiments.com/blog/2022/10/18/book-review-how-the-world-really-works</loc>
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      <image:caption>A quote many people with defined benefit plans across history are familiar with.</image:caption>
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    <loc>https://financialsentiments.com/blog/2022/9/23/price-is-a-signal</loc>
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    <lastmod>2025-04-25</lastmod>
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      <image:caption>My precious ship, is and always will be, named Slave 1, despite Disney’s attempts to rename her. This is the hill worth dying on.</image:caption>
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      <image:title>Blog - Price is a Signal - Make it stand out</image:title>
      <image:caption>S= Supply; D=Demand; P=Price; Q=Quantity; MC=Marginal Cost; ATC = Average Total Cost; AR=Average Revenue; MR=Marginal Revenue</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/07ed14a9-1971-41d7-a0e3-6f24e0566209/signal+chart+2.jpg</image:loc>
      <image:title>Blog - Price is a Signal - Make it stand out</image:title>
      <image:caption>Contraction of supply leads to a shift in the Supply curve (S2) and new quantities supplied and prices at Q2 and P2.</image:caption>
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      <image:title>Blog - Price is a Signal - Make it stand out</image:title>
      <image:caption>Supply has expanded to S3 while Demand has actually declined to D3. This sets Quantity supplied at Q3 and prices at P3. This oil producer is losing money.</image:caption>
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    <loc>https://financialsentiments.com/blog/2022/8/31/surprised-and-not-surprised</loc>
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    <lastmod>2024-09-23</lastmod>
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      <image:caption>Not all inclusive</image:caption>
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    <loc>https://financialsentiments.com/blog/2022/8/26/why-do-we-own-stocks-part-i-lenders-and-owners</loc>
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    <loc>https://financialsentiments.com/blog/2022/8/30/featured-it-pays-to-revisit-investing-basics-in-uncertain-market</loc>
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    <lastmod>2024-09-23</lastmod>
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    <loc>https://financialsentiments.com/blog/2022/8/26/legacy-planning-and-taking-care-of-heirs</loc>
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    <lastmod>2024-09-23</lastmod>
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    <loc>https://financialsentiments.com/blog/2022/8/6/book-review-the-price-you-pay-for-college</loc>
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    <lastmod>2025-06-27</lastmod>
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      <image:caption>Our art department consists of me and Microsoft Paint.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://financialsentiments.com/blog/2022/7/20/inauguration-post</loc>
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    <lastmod>2025-05-21</lastmod>
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    <loc>https://financialsentiments.com/blog/2022/1/9/book-review-2021</loc>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/db3f5815-8182-4147-9798-8cdb3db8225c/cicero+quote.JPG</image:loc>
      <image:title>Blog - Book Review 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/f8ebacf8-446c-47e0-a63e-38c04fc40598/science.JPG</image:loc>
      <image:title>Blog - Book Review 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/101c402b-f421-4dc6-be42-0e2bb4265b48/fiction.jpg</image:loc>
      <image:title>Blog - Book Review 2021 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2021/7/8/the-economics-of-animal-crossing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1625797733443-WTC6H18S7JIOGB2221Y8/H2x1_NSwitch_AnimalCrossingNewHorizons_image1600w.jpg</image:loc>
      <image:title>Blog - The Economics of Animal Crossing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1625797604963-QXOBMDI1C2JUD0YYX8ED/vlcsnap_01660.jpg</image:loc>
      <image:title>Blog - The Economics of Animal Crossing - Make it stand out</image:title>
      <image:caption>Tom Nook, resident loan shark</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1625797903239-K7QTX8LH9RBDMHTB27DA/animal-crossing-new-horizons-turnip-exchange.png</image:loc>
      <image:title>Blog - The Economics of Animal Crossing - Make it stand out</image:title>
      <image:caption>Does the turnip exchange follow a random walk?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2018/12/16/space-economy-part-iv-interstellar-trade</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1545014454371-JMOYUYGRX9WXZ27C7YNO/TF_Battleship.png</image:loc>
      <image:title>Blog - Space Economy Part IV: Interstellar Trade</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1545014632465-RFCL5KGCKIE9LHLRADVB/IMG_2396.JPG</image:loc>
      <image:title>Blog - Space Economy Part IV: Interstellar Trade</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1545014851429-X57HBTKVMZGECJZPEAID/Space+Trade.jpg</image:loc>
      <image:title>Blog - Space Economy Part IV: Interstellar Trade</image:title>
      <image:caption>This picture serves no purpose other than to give me the opportunity to draw. What it shows is Earth and Kamino in the same inertial time frame with the Millennium Falcon traveling across space. You will see that the slope of the line of travel is steep at the start, indicating travel significantly below the speed of light, it begins to flatten as the Falcon accelerates closer to light speed and then the slope steepens again as the Falcon decelerates during its approach to Kamino. (Also: I know Nerd Econ has a second rate art department).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1545015818171-YFTCNDLFQV33899LCLAT/MCQ_IA_1841-2400x1200-325762529391.jpg</image:loc>
      <image:title>Blog - Space Economy Part IV: Interstellar Trade</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2018/9/3/thanos-goes-back-to-school</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1536017880803-69K6YVVGCU7TZUZKF7EC/thanos+at+school.jpg</image:loc>
      <image:title>Blog - Thanos Goes Back to School</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1536018134458-7X8OH8K62AUAZC7KPHN7/lol.jpg</image:loc>
      <image:title>Blog - Thanos Goes Back to School</image:title>
      <image:caption>That face you make when you realize Thanos is an intellectual lightweight.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1536018225143-S3RU7Z0WWFYNXAMDI95J/Chimneys.jpg</image:loc>
      <image:title>Blog - Thanos Goes Back to School</image:title>
      <image:caption>Above: All those chimneys no one actually uses.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1536018558042-T93SOK1GDF7EJS6VI46G/population+projection.jpg</image:loc>
      <image:title>Blog - Thanos Goes Back to School</image:title>
      <image:caption>UN 2017</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1536018731203-I9KERJFN9EWU7FYOB75F/a1KvXx2_700b.jpg</image:loc>
      <image:title>Blog - Thanos Goes Back to School</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2018/5/26/a-film-review-solo-a-star-wars-story</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1527359506009-5IBSQRF9SMMZ975SFEY9/Solo.jpg</image:loc>
      <image:title>Blog - A Film Review: Solo: A Star Wars Story</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2018/4/3/space-economy-part-iii-colonies</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1523408679891-MM2Z1YOJ03AEIQ5HZQZX/jamestown.jpg</image:loc>
      <image:title>Blog - Space Economy Part III: Colonies</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1523408908365-EE946SXXHQGE8NOZ18Z3/nostromo.jpg</image:loc>
      <image:title>Blog - Space Economy Part III: Colonies</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1523408974216-VRRW65AZQLAHJE0X6VVA/expanse.png</image:loc>
      <image:title>Blog - Space Economy Part III: Colonies</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1523409215355-82IQQ2ZX5W58KHO6UJQ1/colonial+marines.jpg</image:loc>
      <image:title>Blog - Space Economy Part III: Colonies</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1523409148264-NZS11VCVOQAAIJSWUZJ1/halo.png</image:loc>
      <image:title>Blog - Space Economy Part III: Colonies</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1523409422408-B0BJETRK907DLQDWX84A/mc.jpg</image:loc>
      <image:title>Blog - Space Economy Part III: Colonies</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2018/3/27/space-economy-part-ii-the-sci-fi-connection</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1522204712708-1PF3J4H4LG6QIKB3Q48X/lightspeed.png</image:loc>
      <image:title>Blog - Space Economy Part II: The Sci-Fi Connection</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1522205640908-RMCMGOKC638S7360SKUD/to+mars.jpg</image:loc>
      <image:title>Blog - Space Economy Part II: The Sci-Fi Connection</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1522205707906-JPMRJ31G6LWFP2EKZ3PQ/cryo.jpg</image:loc>
      <image:title>Blog - Space Economy Part II: The Sci-Fi Connection</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1522205830986-M43OU3T1KGXZIAM6YIY0/infinity.jpg</image:loc>
      <image:title>Blog - Space Economy Part II: The Sci-Fi Connection</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2018/3/18/space-economy-part-i-escape-from-earth</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1521409184504-8LJSAYPYHLKQGFXW28K2/rocket+from+earth.png</image:loc>
      <image:title>Blog - Space Economy Part I: Escape From Earth</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1521411347785-NF658LAP9N5PVYPH3OIA/hudson.gif</image:loc>
      <image:title>Blog - Space Economy Part I: Escape From Earth</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1521419536236-WX5RGPU5Q0W73HOPU883/michael+jordan+space+jam.png</image:loc>
      <image:title>Blog - Space Economy Part I: Escape From Earth</image:title>
      <image:caption>Historical photo of a Michael Jordan launch.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1521422029446-5Z4IT6348IXHKIBOYGXT/covenant.png</image:loc>
      <image:title>Blog - Space Economy Part I: Escape From Earth</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2018/3/11/secret-clone-armies-part-iv-the-total-cost</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1520806737642-313VBELXB6DY7QGQG1PY/212.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part IV: The Total Cost</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1520807185250-FK7XXKO3CRKVVQXHCV4H/summary+table.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part IV: The Total Cost</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1520807541599-3IP5I06JBJ6KGGQSV2XC/star+wars+galaxy.png</image:loc>
      <image:title>Blog - Secret Clone Armies Part IV: The Total Cost</image:title>
      <image:caption>Star Wars Galaxy</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1520807693144-7Z1E5XL02BSQPL6TS74G/kamino.jpeg</image:loc>
      <image:title>Blog - Secret Clone Armies Part IV: The Total Cost</image:title>
      <image:caption>Kamino</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2018/3/4/secret-clone-armies-part-iii-vehicle-cost</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1520217113784-ADZ91Z65R5E943CFE5GW/main+pic.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part III: Vehicle Costs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1520217438521-RT3ISGS973GH9N5V3UXJ/v19s.png</image:loc>
      <image:title>Blog - Secret Clone Armies Part III: Vehicle Costs</image:title>
      <image:caption>V-19 Starfighters</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1520217817489-6OI0AQ8FXXZ0WJ5398TM/Spha-t_geonosis.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part III: Vehicle Costs</image:title>
      <image:caption>AT-TE Walkers and Self-Propelled Artillery</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1520217608014-1KIELDOT69KMMJW5K0EF/vwings.png</image:loc>
      <image:title>Blog - Secret Clone Armies Part III: Vehicle Costs</image:title>
      <image:caption>V-Wings</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1520217224361-4EKS1B4T0GO4ZA1SWCML/starship+costs.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part III: Vehicle Costs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1520218508171-O4RNKPMQR9GA8RAYSY1K/fighters+costs.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part III: Vehicle Costs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1520217320531-Y8ZR5TD922QQGHR6KBLG/ground+vehicle+costs.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part III: Vehicle Costs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1520218828092-3EJ98Q6CBOQA0G2WX495/at+rt.jpeg</image:loc>
      <image:title>Blog - Secret Clone Armies Part III: Vehicle Costs</image:title>
      <image:caption>AT-RT Walker</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2018/2/25/secret-clone-armies-part-ii-ship-and-vehicle-production</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1519614891874-DWUF65F7D7GC7QY1BA2O/Republic+fleet.png</image:loc>
      <image:title>Blog - Secret Clone Armies Part II: Ship and Vehicle Production</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1519699552416-NSTYUE5EU18PH8K6BF2R/arquitens.png</image:loc>
      <image:title>Blog - Secret Clone Armies Part II: Ship and Vehicle Production</image:title>
      <image:caption>Arquitens-class light cruiser</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1519699430698-G2LWISTDEJUCLJ8I3XAY/venator.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part II: Ship and Vehicle Production</image:title>
      <image:caption>Venator-class Star Destroyer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1519699772183-PE01OK1XR46IXAC0W1HC/consular.png</image:loc>
      <image:title>Blog - Secret Clone Armies Part II: Ship and Vehicle Production</image:title>
      <image:caption>Consular-class cruiser</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1519699847431-08K0QQCARY4G0HBBZQZF/pelta.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part II: Ship and Vehicle Production</image:title>
      <image:caption>Pelta-class frigate</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1519699889105-9POCEUL6UJASW3ES4ISR/acclamator.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part II: Ship and Vehicle Production</image:title>
      <image:caption>LAAT/i Gunships with Acclamator-class transgalactic military assault ships in the background</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2018/2/18/secret-clone-armies-part-i-personnel-costs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1518983945107-JKB4JYTR5P24BFQ86QI5/troops+on+coruscant.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part I: Personnel Costs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1518984704784-C6A7R40FZKLE5DRUXSXQ/marching.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part I: Personnel Costs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1518987731819-GK12NDH17QBHJXHQ00EW/kamino+cloning.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part I: Personnel Costs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1518988067271-WS2NY5W9NTDN8HDHZAKG/education.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part I: Personnel Costs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1518988409576-YGY9FC00XCNV4G22UGQY/training.jpg</image:loc>
      <image:title>Blog - Secret Clone Armies Part I: Personnel Costs</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2018/2/18/a-film-review-black-panther</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58869b6937c581c66b3eccc8/1518979922720-SZ6CQC6OV5E6HQYAF8L3/black-panther+poster.jpg</image:loc>
      <image:title>Blog - A Film Review: Black Panther</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://financialsentiments.com/blog/2018/2/11/the-imperium-of-man-and-the-dark-ages-part-iv-humanitys-gdp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
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      <image:caption>Courtesy of The Atlantic</image:caption>
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    <lastmod>2024-09-23</lastmod>
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    <lastmod>2025-06-26</lastmod>
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    <lastmod>2025-06-26</lastmod>
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      <image:caption>Images comparing destruction of the Super Star Destroyer Executor after colliding with 900km DS2 (Return of the Jedi) vs 160km DS2. Source of 160km DS2 image cited at the end of the article.</image:caption>
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      <image:caption>Count Dooku receiving the Death Star plans during the First Battle of Geonosis</image:caption>
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      <image:caption>Timeline of events. Year 0 is the approximate start of the first Death Star's construction with year 26 being the destruction of the second Death Star.</image:caption>
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    <lastmod>2025-05-21</lastmod>
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    <lastmod>2025-05-21</lastmod>
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